BankUnited

BKU · NYSE

$42.32+$1.01 (+2.44%)TodayMarket closed · Oct 20, 7:30 PM ET

Prev close $41.31

BKU analyst rating

HoldConsensus of 12 analysts over the last 12 months. 42% rate it a buy.

Strong buy0
Buy5
Hold5
Underperform0
Sell2

12-month price target · 12 analysts

Average $50.81 (+20.1% upside)

Low: $42.42
Now: $42.32
High: $57.75

Upgrades and downgrades

The latest rating actions, newest first

BKU analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
Cantor Fitzgerald	Oct 14, 2026	Maintains	Overweight	$54.00 → $52.00	54%
RBC Capital	Oct 9, 2026	Maintains	Sector Perform	$50.00 → $49.00	30%
Raymond James	Oct 6, 2026	Maintains	Outperform	$52.00 → $49.00	61%
Piper Sandler	Oct 2, 2026	Maintains	Neutral	$50.00 → $47.00	67%
Wells Fargo	Sep 30, 2026	Downgrade	Overweight → Equal-Weight	$54.00 → $47.00	62%
Wells Fargo	Aug 10, 2026	Maintains	Overweight	$55.00 → $54.00	62%
Keefe, Bruyette & Woods	Aug 3, 2026	Maintains	Market Perform	$51.00 → $49.00	79%
Barclays	Aug 3, 2026	Maintains	Equal-Weight	$50.00 → $48.00	54%
Citigroup	Jul 24, 2026	Maintains	Sell	$45.00 → $42.00	40%
RBC Capital	Jul 23, 2026	Maintains	Sector Perform	$53.00 → $50.00	30%

The case for and against

Updated Jul 14, 2026

Bull case

BankUnited is a commercially focused regional bank that has shown strong financial performance with a 4Q25 ROA of 79 bps and 3.2% sequential growth in net interest income. The company's loan and deposit trends have remained stable, with a 2.4% increase in loan balances and 2.6% increase in deposit balances. Additionally, the company has a solid capital position with a reported CET1 ratio of 12.3%. With a positive outlook for revenue momentum and capital return, BankUnited is well positioned for continued earnings and margin expansion.

Bear case

BankUnited is currently overvalued with a high P/TBVPS multiple and limited potential for earnings growth in the near future. The bank also faces potential risks in the form of a challenging interest rate environment, deteriorating macroeconomic conditions in its primary markets, and increased competition for loans and core deposits. Additionally, the company's focus on creating an inclusive workplace may be viewed positively, but it does not directly impact the financial outlook. Overall, the bank may struggle to deliver strong returns for shareholders in the coming years.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.