Texas Capital Bancshares

TCBI · NASDAQ

$101.99+$3.21 (+3.25%)TodayMarket closed · Oct 23, 7:30 PM ET

Prev close $98.78

TCBI analyst rating

HoldConsensus of 11 analysts over the last 12 months. 27% rate it a buy.

Strong buy0
Buy3
Hold7
Underperform1
Sell0

12-month price target · 14 analysts

Average $117.81 (+15.5% upside)

Low: $101.00
Now: $101.99
High: $239.40

Upgrades and downgrades

The latest rating actions, newest first

TCBI analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
TD Cowen	Oct 23, 2026	Maintains	Hold	$100.00 → $104.00	55%
RBC Capital	Oct 22, 2026	Maintains	Sector Perform	$113.00 → $110.00	40%
Piper Sandler	Oct 22, 2026	Maintains	Neutral	$100.00 → $101.00	70%
RBC Capital	Oct 9, 2026	Maintains	Sector Perform	$114.00 → $113.00	40%
Raymond James	Oct 6, 2026	Maintains	Outperform	$115.00 → $108.00	62%
TD Cowen	Oct 5, 2026	Maintains	Hold	$106.00 → $100.00	55%
JP Morgan	Oct 1, 2026	Maintains	Underweight	$110.00 → $100.00	53%
Citigroup	Sep 22, 2026	Maintains	Neutral	$107.00 → $104.00	40%
Barclays	Aug 3, 2026	Upgrade	Underweight → Equal-Weight	$100.00	54%
TD Cowen	Jul 27, 2026	Maintains	Hold	$109.00 → $106.00	55%

The case for and against

Updated Jul 14, 2026

Bull case

Texas Capital Bancshares is in a stable fundamental position and has the potential to see growth in the near future, which is reflected in its positive return profile. While there may be some short-term patience required from investors, the company's goals for 2026 and its demonstrated progress towards achieving its return goals each quarter should support the stock and lead to continued growth. Additionally, the company has a strong focus on capital management through share repurchases and expects continued growth in loans and fee income, all of which contributes to my positive outlook.

Bear case

Texas Capital Bancshares is facing a challenging environment, with a downside scenario of $70 per share due to slower loan growth, higher credit costs, and a more challenging margin environment. While the company's performance has been solid, there are concerns about execution risks from their strategic overhaul and potential credit issues. However, the company is well-positioned in the attractive Texas market, and new leadership and strategic plans could lead to consistent returns over a longer-term period. In the near term, analysts are expecting a relatively stable margin and growth in loans held for investment. Overall, the company's future performance is uncertain and could be impacted by external economic factors.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.