Trico Bancshares

TCBK · NASDAQ

$52.87+$0.95 (+1.83%)TodayMarket closed ·
Prev close $51.92

TCBK analyst rating

HoldConsensus of 5 analysts over the last 12 months. 20% rate it a buy.
  • Strong buy0
  • Buy1
  • Hold4
  • Underperform0
  • Sell0

12-month price target · 8 analysts

Average $61.46 (+16.3% upside)

Low
$54.54
Now
$52.87
High
$70.39

Upgrades and downgrades

The latest rating actions, newest first

TCBK analyst upgrades, downgrades and rating actions
FirmDateActionRating
Piper SandlerOct 1, 2026MaintainsNeutral
Piper SandlerJul 27, 2026MaintainsNeutral
DA DavidsonJul 27, 2026MaintainsNeutral
Piper SandlerJul 14, 2026DowngradeOverweight → Neutral
Raymond JamesJul 14, 2026DowngradeOutperform → Market Perform
DA DavidsonJul 14, 2026MaintainsNeutral
Piper SandlerApr 27, 2026MaintainsOverweight
Piper SandlerJan 26, 2026MaintainsOverweight
Stephens & Co.Jan 26, 2026MaintainsOverweight
Keefe, Bruyette & WoodsJan 26, 2026MaintainsMarket Perform

The case for and against

Updated Jul 16, 2026

Bull case

TriCo Bancshares is a well-established California-based bank holding company that operates Tri Counties Bank, a solid commercial and retail bank with a diverse array of financial services. With a strong primary revenue source in net interest income, a strategic acquisition deal with FHB, a 6% expected accretion to 2027E EPS, and a solid credit outlook, this bank appears to be in a strong position for growth and profitability. Furthermore, the bank's active buyback program and potential for M&A activity make it an attractive investment opportunity. However, investors should be aware of potential risks such as economic downturn and credit quality deterioration.

Bear case

TriCo Bancshares is expected to benefit greatly from its merger with First Hawaiian Bank, as it will bring more capital and a larger balance sheet to pursue higher-volume deals. This aligns with their strategy of maintaining key leadership and operations in the Mainland market. With a strong focus on retail banking and commercial and agricultural lending, TriCo Bancshares will continue to grow and thrive in its respective markets. However, with the recent shift in the global economy and the impact of COVID-19, there may be potential challenges and risks ahead for the company, leading to a negative outlook on its stock.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.