Versabank
VBNK · TORONTO
$23.25+$0.41 (+1.80%)TodayMarket closed ·
Prev close $22.84
Key indicators
VBNK profitability and balance sheet ratios
Return on equity 6.2% in Jul 2026, up 0.3 points on a year earlier.
| Period | Return on equity |
|---|---|
| Oct 2024 | 10.0% |
| Jan 2025 | 8.1% |
| Apr 2025 | 6.9% |
| Jul 2025 | 5.8% |
| Oct 2025 | 5.4% |
| Jan 2026 | 5.9% |
| Apr 2026 | 5.6% |
| Jul 2026 | 6.2% |
Income statement
Revenue and profit by reporting period
Revenue
Net income
| Line item | FY23 | FY24 | FY25 |
|---|---|---|---|
| Revenue | $171.4M | $211.3M | $216.4M |
| Gross profit | $78.3M | $80.1M | $88.7M |
| Operating income | $41.5M | $39.3M | $29.5M |
| Net income | $29.7M | $27.8M | $20.3M |
| Diluted EPS | $1.13 | $1.07 | $0.64 |
Balance sheet
What the company owns and owes at period end
Total assets
Total liabilities
| Line item | Jan 2026 | Apr 2026 | Jul 2026 |
|---|---|---|---|
| Total assets | $6.1B | $6.4B | $6.9B |
| Total liabilities | $5.6B | $5.9B | $6.3B |
| Shareholder equity | $0.5B | $0.6B | $0.6B |
| Total debt | $0.1B | $0.1B | $0.1B |
Cash flow
Cash in and out from operations, investing and financing
Operating
Investing
Financing
| Line item | FY23 | FY24 | FY25 |
|---|---|---|---|
| Operating cash flow | $68.3M | $195.7M | $31.6M |
| Investing cash flow | −$20.3M | −$113.1M | $151.0M |
| Financing cash flow | −$12.5M | −$16.7M | $72.6M |
| Capital expenditure | −$0.3M | −$13.3M | −$0.7M |
| Free cash flow | $68.0M | $182.4M | $31.0M |
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