Valley National Bancorp

VLY · NASDAQ

$12.89+$0.32 (+2.55%)TodayMarket closed · Oct 20, 7:30 PM ET

Prev close $12.57

VLY analyst rating

BuyConsensus of 10 analysts over the last 12 months. 70% rate it a buy.

Strong buy0
Buy7
Hold3
Underperform0
Sell0

12-month price target · 15 analysts

Average $16.83 (+30.6% upside)

Low: $15.15
Now: $12.89
High: $18.90

Upgrades and downgrades

The latest rating actions, newest first

VLY analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
Keefe, Bruyette & Woods	Oct 6, 2026	Maintains	Market Perform	$16.00 → $17.00	61%
JP Morgan	Oct 1, 2026	Maintains	Overweight	$17.00 → $15.50	50%
RBC Capital	Sep 29, 2026	Maintains	Outperform	$17.00	30%
Morgan Stanley	Sep 28, 2026	Maintains	Equal-Weight	$17.00 → $16.00	59%
Morgan Stanley	Sep 8, 2026	Maintains	Equal-Weight	$16.00 → $17.00	59%
JP Morgan	Jul 24, 2026	Maintains	Overweight	$17.50 → $17.00	50%
Keefe, Bruyette & Woods	Jul 24, 2026	Maintains	Market Perform	$15.00 → $16.00	61%
Cantor Fitzgerald	Jul 15, 2026	Maintains	Overweight	$16.00 → $17.00	54%
Truist Securities	Jul 10, 2026	Maintains	Buy	$15.50 → $16.50	57%
Barclays	Jul 7, 2026	Maintains	Equal-Weight	$14.00 → $15.00	54%

The case for and against

Updated Oct 21, 2026

Bull case

Valley National Bancorp is viewed favorably because it has methodically strengthened its balance sheet through lower CRE exposure, higher capital, and higher reserves, while the model points to 16.7% ROTCE in 2028E versus 13.0% in 2026E, comfortably above management’s 15% guidepost for 2027E. The Bluevine and Providence acquisitions should further improve earnings quality by expanding low-cost deposits, deepening SMB and digital capabilities, and supporting about 20%+ EPS growth in 2026E, 2027E, and 2028E, with Bluevine alone expected to add $2.1 billion to $3 billion of low-cost deposits and ~8% 2028 EPS accretion. Trading at roughly 1.25x pro forma TBV/share, the stock appears attractive because disciplined execution, no near-term additional M&A, and continuing buybacks could unlock a re-rating as profitability and funding mix improve.

Bear case

Valley National Bancorp is viewed negatively because its growth outlook is vulnerable to a material slowdown in loan growth, less favorable deposit trends, pricing pressure, and negative credit migration, with ongoing efforts to reduce CRE concentration adding execution risk. Its primarily Commercial Banking-driven revenue base leaves results exposed to a challenging interest-rate backdrop, where a flatter or inverted yield curve could pressure margins and limit net interest income expansion. Macro weakness in its markets could also compress real estate values, lift default rates, and weaken asset quality and future growth prospects, while intensifying competition for loans and core deposits could further constrain performance.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.