Terms and Conditions

Effective 7/15/26. Offer period: 7/15/26 through 11/30/2026.

These Terms and Conditions govern the 8-Ball Free Stock Offer (the “Offer”) made by Ram Financial LLC (“Ram”). By participating, you agree to these Terms.

Eligibility

• You must be a legal U.S. resident, at least 18 years old (or the age of majority in your state), and have a valid Social Security Number.

• The Offer is available only to: (a) individuals who have not completed a Ram application; (b) individuals without a Ram account; and (c) individuals with an approved Ram account that has had no activity. For cohorts (a) and (b), you must open and have approved a retail brokerage account with Ram within 30 days of receiving the Offer. You must enroll through the official promotional page or advertisement.

• Limit one enrolled account per customer. You may hold multiple Aries accounts, but only one is eligible for the sign-up bonus, and each customer may receive only one sign-up bonus. Referral bonuses are separate and are described below.

• The Offer is available to U.S. residents only and is void where prohibited or restricted by law, including in any jurisdiction where Ram is not registered or otherwise permitted to make it. Ram reserves the right to limit or decline participation as necessary to comply with applicable law.

• Not eligible: employees, contractors, and affiliates of Ram Financial LLC and Aries Financial, Inc.; members of their households; and employees of any securities regulatory body or exchange.

Eligible accounts

The Offer applies only to new, taxable, self-directed individual brokerage accounts. Retirement (including IRA), custodial, corporate, trust, and institutional accounts are not eligible.

No purchase or deposit necessary

No purchase or account funding is required to participate in or receive the stock bonus.

The stock bonus

• Upon approval of your brokerage application, and after all eligibility criteria are met, Ram will credit your account with one share of stock at no cost to you. The bonus is typically credited within about one week after all criteria are met.

• The share is selected at random from settled shares held in Ram’s inventory. Because selection is random, your share may differ from shares others receive.

• Shares are generally sourced from companies with relatively high market capitalization within each value range and that are widely held by Aries users. The value of the share may range from approximately $2.50 to $500 and fluctuates with market conditions.

• You may sell or retain the share after it has been held for two trading days. If your account is closed before the share is credited, or before the two-trading-day holding period ends, the bonus may be forfeited.

• Cash proceeds from the sale of the awarded share must remain in your account and may not be withdrawn until 30 days after the share is credited to your account. During that 30-day period you may use the proceeds to purchase other securities; the restriction applies only to withdrawing the cash value from your account.

Referral bonus

• After your own account is approved and your sign-up share is credited, you may refer others using your unique referral link.

• When a person you refer opens and is approved for a new, eligible account and meets all criteria, you receive one additional share, and the person you referred receives their sign-up share. Each side receives one share per successful referral.

• Referral shares are selected at random and carry the same value range, odds, two-trading-day holding period, 30-day cash withdrawal restriction, forfeiture terms, and tax treatment as the sign-up bonus.

• Self-referrals, duplicate accounts, and accounts opened through fraud or abuse are not eligible. Ram may withhold or recover any referral bonus it believes resulted from abuse, and may limit the number of referral bonuses per customer.

• All sign-up and referral bonuses count toward the $5,000 per household per year limit.

Stock substitution

If you are restricted from holding the awarded security, or would prefer not to hold it, contact support@aries.com. Where reasonably practicable and subject to inventory availability, Ram may substitute a share of comparable value.

Approximate odds

The approximate odds of receiving a share in each value range, based on share prices at the time shares are purchased into inventory, are:

Most participants receive a share in the $2.50 to $9.99 range. Odds displayed on the Ram platform reflect the likelihood at the time of viewing and may differ from the odds at the time the bonus is awarded. Probabilities are based on share prices at the time shares are purchased into inventory and may vary with market conditions.

Limits and restrictions

• The total value of stock bonuses combined with all other offers received in the prior 12 months cannot exceed $5,000 per household per year.

• The Offer is non-transferable and may not be sold or assigned. The entitlement is non-transferable; the awarded share itself may be sold on the open market after the two-trading-day holding period.

• This Offer may not be combined with other promotions.

• Ram retains discretion to decline any request to participate.

Changes to the Offer

Ram reserves the right to modify or terminate this Offer at any time. Any change will not retroactively affect customers who have already satisfied all eligibility criteria.

Risk disclosures

All investing involves risk, including the possible loss of principal. The value of any share received may decline after it is credited to your account. Securities are not FDIC insured, are not bank guaranteed, and may lose value.

Receiving a share through this program, or the mention of any specific stock in related communications, is not a recommendation to buy, sell, or hold that security. Ram does not provide investment advice and does not endorse any security or transaction.

Tax

The value of any bonus you receive may have tax consequences. For taxable accounts, the value may be reported as “Other Income” on a Form 1099-MISC, as required by law. Please consult a tax advisor. Ram is not responsible for any tax obligations resulting from the receipt of a stock bonus.

Authorization

Before participating, you must agree to allow Ram Financial LLC to transfer shares from Ram’s inventory into your account pursuant to this Offer.

About the offering firm

This Offer is made by Ram Financial LLC (doing business as “Aries”), a registered broker-dealer and Member FINRA and SIPC, and a wholly owned subsidiary of Aries Financial, Inc. Securities and investments are offered through Ram Financial LLC. Questions: support@aries.com.