Banc of California

BANC · NYSE

$17.36+$0.36 (+2.12%)TodayMarket closed · Oct 20, 7:30 PM ET

Prev close $17.00

BANC analyst rating

BuyConsensus of 9 analysts over the last 12 months. 89% rate it a buy.

Strong buy0
Buy8
Hold1
Underperform0
Sell0

12-month price target · 14 analysts

Average $22.25 (+28.2% upside)

Low: $20.20
Now: $17.36
High: $25.20

Upgrades and downgrades

The latest rating actions, newest first

BANC analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
Barclays	Oct 5, 2026	Maintains	Overweight	$22.00 → $23.00	54%
Piper Sandler	Oct 1, 2026	Maintains	Overweight	$23.00 → $22.00	68%
Wells Fargo	Sep 30, 2026	Maintains	Overweight	$23.00 → $22.00	62%
UBS	Sep 14, 2026	Initiates	Neutral	$20.00	65%
Barclays	Aug 3, 2026	Maintains	Overweight	$23.00 → $22.00	54%
Citigroup	Jul 31, 2026	Maintains	Buy	$23.50 → $22.00	40%
Wells Fargo	Jul 6, 2026	Maintains	Overweight	$22.00 → $23.00	25%
JP Morgan	Jul 1, 2026	Maintains	Overweight	$22.00 → $24.00	50%
DA Davidson	Apr 28, 2026	Maintains	Buy	$24.00	78%
Piper Sandler	Apr 27, 2026	Maintains	Overweight	$22.00 → $23.00	68%

The case for and against

Updated Jan 12, 2026

Bull case

Banc of California Inc is poised for growth, with projected earnings per share (EPS) increasing by 9% in 2025 and 11% in 2026, indicating a strong positive operating leverage within the banking sector. The latest performance has shown a robust improvement in loan growth at 9% year-over-quarter annualized (LQA), alongside a notable decline in expenses that fell below guidance, demonstrating effective cost management. Additionally, a significant provision for a $0.5 billion loan sale has bolstered credit indicators, enhancing overall narratives around the company’s financial health and loan activity.

Bear case

Banc of California Inc has lowered its earnings estimates for 2025 by 7%, reflecting concerns about the company's financial performance. Key factors contributing to a negative outlook include an unexpected rise in credit costs, a slowdown in economic growth, reduced loan demand, and increasing competition for deposits. These elements collectively challenge the firm's ability to sustain profitability and growth in its core commercial banking segment.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.