BILL Holdings

BILL · NYSE

$49.09+$3.40 (+7.44%)TodayMarket closed · Oct 20, 4:05 PM ET

Prev close $45.69

BILL analyst rating

BuyConsensus of 17 analysts over the last 12 months. 71% rate it a buy.

Strong buy0
Buy12
Hold5
Underperform0
Sell0

12-month price target · 23 analysts

Average $58.18 (+18.5% upside)

Low: $43.43
Now: $49.09
High: $78.75

Upgrades and downgrades

The latest rating actions, newest first

BILL analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
Truist Securities	Sep 1, 2026	Maintains	Hold	$44.00 → $52.00	68%
Wolfe Research	Aug 25, 2026	Maintains	Outperform	$57.00 → $60.00	59%
Jefferies	Aug 20, 2026	Maintains	Buy	$50.00 → $56.00	43%
Goldman Sachs	Aug 20, 2026	Maintains	Buy	$50.00 → $57.00	52%
Morgan Stanley	Aug 20, 2026	Maintains	Equal-Weight	$55.00 → $60.00	63%
BMO Capital	Aug 20, 2026	Maintains	Market Perform	$46.00 → $55.00	51%
Keefe, Bruyette & Woods	Aug 20, 2026	Maintains	Market Perform	$46.00 → $54.00	52%
UBS	Aug 20, 2026	Maintains	Buy	$55.00 → $60.00	48%
BTIG	Aug 20, 2026	Maintains	Buy	$60.00	46%
Truist Securities	Jul 24, 2026	Maintains	Hold	$38.00 → $44.00	68%

The case for and against

Updated Jul 28, 2026

Bull case

BILL Holdings is a rapidly growing company with strong financials and a promising future. The company's recent IPO and follow-on offering have provided a strong indication of investor confidence in the company's potential. With a large TAM of 6 million domestic SMBs and a successful GTM strategy, BILL has the potential for continued growth and expansion. Additionally, their successful integration with popular accounting software packages and the positive adoption of their AI agents demonstrate the company's ability to innovate and provide value to their customers. While there are risks associated with the company's partnerships and dependence on market conditions, BILL's strong financials and potential for future growth make it an attractive investment opportunity.

Bear case

BILL Holdings is facing multiple headwinds that could negatively impact their financial performance in the future. While the company has shown strong results in 2QFY26, uncertainty remains around the sustainability of this growth due to competitive threats from other firms offering similar services in the SMB market. Additionally, the company's heavy reliance on stock-based compensation could lead to margin pressures and negatively impact earnings going forward. With the company's recent IPO and follow-on offering, there are concerns about their ability to continue their growth trajectory and sustain their profitability.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.