Sierra Bancorp

BSRR · NASDAQ

$39.83+$0.60 (+1.53%)TodayMarket closed · Oct 20, 4:05 PM ET

Prev close $39.23

BSRR analyst rating

HoldConsensus of 3 analysts over the last 12 months. 33% rate it a buy.

Strong buy0
Buy1
Hold2
Underperform0
Sell0

12-month price target · 6 analysts

Average $43.86 (+10.1% upside)

Low: $39.39
Now: $39.83
High: $49.35

Upgrades and downgrades

The latest rating actions, newest first

BSRR analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
Piper Sandler	Aug 3, 2026	Maintains	Neutral	$40.00 → $39.00	68%
DA Davidson	Apr 28, 2026	Maintains	Buy	$44.00	78%
Piper Sandler	Apr 2, 2026	Maintains	Neutral	$36.00 → $34.00	68%
DA Davidson	Feb 3, 2026	Maintains	Buy	$39.00 → $44.00	78%
Keefe, Bruyette & Woods	Oct 29, 2025	Maintains	Market Perform	$32.00 → $33.00	79%
DA Davidson	Oct 28, 2025	Maintains	Buy	$36.00	78%

The case for and against

Updated Jul 23, 2026

Bull case

Sierra is a well-managed bank with a strong presence in the Central Valley region of California, which is heavily reliant on the agriculture industry. The company has stable asset quality metrics and is poised for growth with its specialized lending services and online branch. Potential risks include a decline in asset quality, competitive market pressures, and the possibility of an extended drought or downturn in commodity values affecting their customer base. However, the company's capital deployment strategy, including share repurchases, shows confidence in their ability to navigate through potential risks and deliver strong financial performance. Overall, the company has solid fundamentals and a solid outlook for the future.

Bear case

Sierra is a California-based bank that has seen a decline in both its end-of-period loans and its deposits, indicating a potential decrease in demand for its lending and banking services. While management remains optimistic about future loan growth and expense control, the current trend raises concerns about the company's ability to achieve its mid-single digit loan growth target for 2026. Furthermore, the company's solid earnings in the first quarter were largely driven by unexpectedly low provisions for loan losses, which may not be sustainable in the long term.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.