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Citizens & Northern

CZNC · NASDAQ

$25.70+$0.305 (+1.20%)TodayMarket closed ·
Prev close $25.39

About CZNC

Citizens & Northern Corp. is a holding company, which engages in community banking. The company is headquartered in Wellsboro, Pennsylvania and currently employs 460 full-time employees. The Bank provides a range of banking services, including deposit and loan products for personal and commercial customers. The company also provides wealth management services through its trust department and C&N Financial Services, LLC (CNFS). The trust department offers a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management. CNFS, a subsidiary of the Bank, is an insurance agency that provides insurance products to individuals and businesses and, through a broker-dealer arrangement, offers mutual funds, annuities, educational savings accounts and other investment products through registered agents. The Bank operates in Bradford, Cameron, Lycoming, Potter, Sullivan, Tioga, Union, Snyder, Northumberland, Bucks, York, Lancaster and Chester Counties in Pennsylvania and Steuben and Chemung Counties in New York.

Employees
460
Headquarters
Wellsboro, Pennsylvania
Listed
Oct 27, 1993
Sector
Financials
Industry
Banks
Website
cnbankpa.com

CZNC key statistics

Market cap
460.84M
Price-earnings ratio
17.27
Dividend yield
3.82%
Average volume
50.30K
Volume
52.28K
Open price
$25.47
High today
$26.05
Low today
$25.47
52 Week high
$26.37
52 Week low
$18.97

Citizens & Northern (CZNC) at a glance

As of Oct 20, 2026, Citizens & Northern (CZNC) shares are priced at $25.70, giving the company a market cap of 460.84M, a price-to-earnings ratio of 17.27 and a dividend yield of 3.82%.

Today the stock has traded between $25.47 and $26.05. The current price is 0.9% above the day's low and 1.4% below its high.

Volume so far is 52.28K shares, in line with the average of 50.30K shares a day.

Over the past year Citizens & Northern has ranged from $18.97 to $26.37, and now sits 91% of the way up that range.

Citizens & Northern met or beat analyst EPS estimates in 2 of the last 8 quarters. In Q2 FY26 it reported $0.79 per share against an estimate of $0.6426.

The average analyst price target is $27.54, 7.2% above the current price, from 1 recent ratings.

Analyst ratings

Latest rating from each analyst over the past 12 months

0%of 1 analyst rating say Buy
  • Buy0.0%
  • Hold100.0%
  • Sell0.0%
Price target · 3 analystsAvg $27.54
Low
$27.27
Now
$25.70
High
$28.35

CZNC earnings

Earnings per share, reported against the analyst estimate

Beat the estimate in 2 of the last 8 quarters, by 19.2% on average.

  1. Q3 FY24: reported $0.41 per share against an estimate of $0.459
  2. Q4 FY24: reported $0.53 per share against an estimate of $0.459
  3. Q1 FY25: reported $0.41 per share against an estimate of $0.4488
  4. Q2 FY25: reported $0.40 per share against an estimate of $0.4743
  5. Q3 FY25: reported $0.42 per share against an estimate of $0.5202
  6. Q4 FY25: reported $0.25 per share against an estimate of $0.5967
  7. Q1 FY26: reported $0.02 per share against an estimate of $0.5916
  8. Q2 FY26: reported $0.79 per share against an estimate of $0.6426

CZNC news

  • Press releaseBusiness Wire

    KBRA Comments on Citizens & Northern Corporation's Proposed Acquisition of Susquehanna Community Financial, Inc.

  • Press releasePRNewswire

    C&N Boosts Efficiency for Businesses with Clover®

  • Press releasePRNewswire

    C&N Teammates are "Standing Strong Against Cancer"

  • Press releasePRNewswire

    How to Protect Your Money in a Digital World

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Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.