EZCORP

EZPW · NASDAQ

$33.05+$0.30 (+0.92%)TodayMarket closed ·
Prev close $32.75

EZPW analyst rating

BuyConsensus of 4 analysts over the last 12 months. 75% rate it a buy.
  • Strong buy0
  • Buy3
  • Hold1
  • Underperform0
  • Sell0

12-month price target · 8 analysts

Average $41.48 (+25.5% upside)

Low
$36.36
Now
$33.05
High
$47.25

Upgrades and downgrades

The latest rating actions, newest first

EZPW analyst upgrades, downgrades and rating actions
FirmDateActionRating
Canaccord GenuityOct 15, 2026MaintainsBuy
JefferiesJul 8, 2026MaintainsBuy
CitizensMay 11, 2026MaintainsMarket Outperform
Canaccord GenuityApr 7, 2026MaintainsBuy
Stephens & Co.Feb 6, 2026MaintainsEqual-Weight
Canaccord GenuityFeb 6, 2026MaintainsBuy
CitizensJan 20, 2026MaintainsMarket Outperform
Canaccord GenuityNov 17, 2025MaintainsBuy
CitizensNov 3, 2025InitiatesMarket Outperform

The case for and against

Updated Jan 19, 2026

Bull case

EZCORP Inc has demonstrated strong financial performance, reporting a record quarter with an 11% increase in sales, surpassing consensus expectations. The company’s Latin America segment contributed significantly to this growth, with EBITDA rising 28% and merchandise margins improving sequentially to 30.6%. Moreover, pawn service charges increased by 7% year-over-year, supported by a higher average of pawn loans outstanding, further indicating positive momentum in its core operations.

Bear case

EZCORP Inc has experienced persistent inventory issues, with turnover rates lagging behind competitors, and a significant proportion of aged general merchandise, which suggests declining sales efficiency and profitability. Recent data indicates a moderate reduction in turnover, now at approximately 2.3x, attributed to the higher inventory ratio of jewelry items that typically have longer sales cycles, raising concerns about liquidity and cash flow. Additionally, potential foreign currency weakness and adverse regulatory changes present further risks to EZCORP's assets and earnings, coupled with fluctuations in gold values that could considerably impact financial performance.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.