Great Southern Bancorp

GSBC · NASDAQ

$78.59+$1.08 (+1.39%)TodayMarket closed · Oct 20, 4:46 PM ET

Prev close $77.51

GSBC analyst rating

HoldConsensus of 1 analyst over the last 12 months. 0% rate it a buy.

Strong buy0
Buy0
Hold1
Underperform0
Sell0

12-month price target · 4 analysts

Average $77.52 (−1.4% downside)

Low: $74.74
Now: $78.59
High: $81.90

Upgrades and downgrades

The latest rating actions, newest first

GSBC analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
Keefe, Bruyette & Woods	Jul 17, 2026	Maintains	Market Perform	$72.00 → $74.00	64%
Keefe, Bruyette & Woods	Apr 17, 2026	Maintains	Market Perform	$63.00 → $65.00	64%
Keefe, Bruyette & Woods	Jan 23, 2026	Maintains	Market Perform	$61.00 → $63.00	64%

The case for and against

Updated Apr 10, 2025

Bull case

Great Southern Bancorp has demonstrated a positive financial trajectory, highlighted by a net interest margin increase to 3.49% due to a decline in funding costs. The bank's loan balances experienced a 7% annualized growth, rising to $4.78 billion, propelled by strong multifamily growth and a robust pipeline of $1.20 billion in new construction commitments. Additionally, the company's anticipated reduction in funding costs, alongside revised earnings per share estimates for 2024 and 2025, reflects a favorable outlook in a potentially improving lending and economic environment.

Bear case

Great Southern Bancorp Inc has reported a decrease in earning asset yield by 15 basis points to 5.83%, with a corresponding drop in loan yield by 17 basis points to 6.27%, indicating potential challenges in maintaining profitability amidst recent rate cuts. Moreover, the overall loans portfolio shrank slightly to $4.76 billion, reflecting declines in multifamily and commercial and industrial sectors, while the rise in construction loans may not sufficiently offset these losses. Additionally, operating expenses have increased by approximately 2% to $35 million, compounding the financial pressures stemming from lower regional peer multiples and the anticipated end of swap benefits impacting future earnings per share estimates.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.