Hanmi Financial

HAFC · NASDAQ

$31.47+$0.49 (+1.58%)TodayMarket closed ·
Prev close $30.98

HAFC analyst rating

HoldConsensus of 3 analysts over the last 12 months. 33% rate it a buy.
  • Strong buy0
  • Buy1
  • Hold2
  • Underperform0
  • Sell0

12-month price target · 6 analysts

Average $34.94 (+11.0% upside)

Low
$33.33
Now
$31.47
High
$37.80

Upgrades and downgrades

The latest rating actions, newest first

HAFC analyst upgrades, downgrades and rating actions
FirmDateActionRating
DA DavidsonJul 23, 2026MaintainsNeutral
Piper SandlerApr 27, 2026MaintainsOverweight
Keefe, Bruyette & WoodsApr 9, 2026MaintainsMarket Perform
Piper SandlerApr 2, 2026MaintainsOverweight
Piper SandlerFeb 2, 2026MaintainsOverweight
DA DavidsonJan 29, 2026MaintainsNeutral
Keefe, Bruyette & WoodsOct 22, 2025MaintainsMarket Perform

The case for and against

Updated Jul 21, 2026

Bull case

Hanmi Financial is expected to see a transitory increase in criticized assets, however it is unlikely to result in losses. The bank has a strong track record with a $1.9 million loan loss provision, lower than expected $3-$3.1 million. Additionally, the bank is projecting low-to-mid single digit loan growth for 2026, offset by sequential growth in NII from a higher net interest margin and lower deposit costs.

Bear case

Hanmi Financial is facing several challenges that could potentially affect its financial performance. These include a decline in loan and deposit growth, sluggish loan demand, and a competitive market that could negatively impact net interest margin. Additionally, there is a potential for asset quality to deteriorate, further affecting the bank's profitability. All of these factors contribute to a negative outlook on Hanmi Financial's stock.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.