Hci Group

HCI Group, Inc. engages in the business of property and casualty insurance, reinsurance, real estate, and information technology. The firm is primarily engaged in the property and casualty insurance business. The firm provide various homeowners’ property and casualty insurance products for properties located in the State of Florida, which is our primary market, as well as in other states in the northeast and southeast regions of the United States. The firm operates through five segments: Insurance Operations, Exzeo Group, Reciprocal Exchange Operations, Real Estate, and Corporate and Other. The Insurance Operations includes property and casualty insurance division and reinsurance operations, excluding the insurance operations under Reciprocal Exchange Operations. The Exzeo segment includes insurance technology and operations solutions for property and casualty insurance carriers. The Reciprocal Exchange Operations segment represents the insurance operations of consolidated reciprocal insurance exchanges that are owned by their policyholders.