NB Bancorp

NBBK · NASDAQ

$22.32+$0.83 (+3.86%)TodayMarket closed · Oct 20, 7:30 PM ET

Prev close $21.49

NBBK analyst rating

BuyConsensus of 3 analysts over the last 12 months. 67% rate it a buy.

Strong buy0
Buy2
Hold1
Underperform0
Sell0

12-month price target · 4 analysts

Average $26.01 (+16.5% upside)

Low: $25.25
Now: $22.32
High: $27.30

Upgrades and downgrades

The latest rating actions, newest first

NBBK analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
Keefe, Bruyette & Woods	Jul 28, 2026	Maintains	Market Perform	$24.00 → $25.00	66%
Piper Sandler	Jul 23, 2026	Maintains	Overweight	$24.00 → $26.00	68%
Piper Sandler	Apr 24, 2026	Maintains	Overweight	$25.00 → $24.00	68%
Piper Sandler	Mar 16, 2026	Initiates	Overweight	$24.00	68%
Piper Sandler	Nov 20, 2025	Maintains	Overweight	$22.00 → $23.00	74%
Piper Sandler	Oct 23, 2025	Maintains	Overweight	$21.00 → $22.00	74%

The case for and against

Updated Apr 10, 2026

Bull case

NB Bancorp Inc. has demonstrated strong financial performance, evidenced by a 4% sequential loan growth driven primarily by a 36% increase in multi-family credits. The company's solid capital position, highlighted by a tangible common equity (TCE) ratio of approximately 11.3%, positions it well for ongoing balance sheet expansion and the pursuit of lucrative lending opportunities. Additionally, the increase in core deposits by 4% quarter-over-quarter, along with a 53% rise in brokered deposits, underscores the company's solid depositor base and potential for sustained growth in profitability.

Bear case

NB Bancorp's stock outlook appears negative due to a decline in key financial metrics, including a decrease in the reported net interest margin to 3.78%, which fell short of expectations. The company's Total Capital to Assets ratio (TCE) also weakened, dropping to 13.53%, indicating potential concerns over capital adequacy. Additionally, a significant decline in borrowed funds by 68% suggests tightening liquidity, further complicating its financial position and impacting future operational strategies.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.