StoneCo

STNE · NASDAQ

$12.07+$0.58 (+5.05%)TodayMarket closed · Oct 20, 5:59 PM ET

Prev close $11.49

STNE analyst rating

BuyConsensus of 6 analysts over the last 12 months. 50% rate it a buy.

Strong buy0
Buy3
Hold3
Underperform0
Sell0

12-month price target · 18 analysts

Average $15.32 (+26.9% upside)

Low: $8.08
Now: $12.07
High: $24.36

Upgrades and downgrades

The latest rating actions, newest first

STNE analyst upgrades, downgrades and rating actions
Firm	Date	Action	Rating	Price target	Hit rate
UBS	Aug 28, 2026	Maintains	Buy	$15.00 → $13.00	70%
Jefferies	Jul 23, 2026	Initiates	Hold	$12.60	100%
UBS	Jul 17, 2026	Maintains	Buy	$17.00 → $15.00	70%
JP Morgan	May 27, 2026	Maintains	Overweight	$20.00 → $16.50	25%
Citigroup	May 15, 2026	Downgrade	Buy → Neutral	$18.00 → $11.00	71%
BTIG	May 15, 2026	Maintains	Buy	$22.00 → $15.00	46%
Goldman Sachs	Apr 29, 2026	Downgrade	Buy → Neutral	$20.00 → $14.00	47%
JP Morgan	Apr 15, 2026	Maintains	Overweight	$21.00 → $20.00	25%
UBS	Mar 11, 2026	Maintains	Buy	$19.50 → $19.00	70%
BTIG	Mar 3, 2026	Maintains	Buy	$22.00	46%

The case for and against

Updated Aug 2, 2026

Bull case

StoneCo is expected to continue its momentum as a leader in the Brazilian financial technology market due to its innovative solutions, strong market share, and plans for shareholder returns. With a high-touch distribution model and a focus on bundled solutions, the company is well-positioned for long-term earnings growth. Additionally, their expansion into banking and credit solutions adds to their competitive advantage and they have a solid understanding of managing risks through their use of asset-liability management. However, as they face competition in the market, further analysis is warranted for potential future performance.

Bear case

StoneCo is facing a number of credit challenges due to macro deterioration, underperforming automated desk models, and large-ticket delinquency cases which have resulted in a higher provision expense and weaker credit trends. In addition to this, the company is facing competition from other providers of financial technology solutions in the increasingly saturated payments market, which is putting pressure on margins and take rates. Furthermore, the company may face execution risk during its management transition as it diversifies towards credit and banking products, and faces challenges in maintaining growth and managing credit risk.

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.