Open an account

Consumer Portfolio Services

CPSS · NASDAQ

$8.97−$0.06 (−0.66%)TodayMarket closed ·
Prev close $9.03

About CPSS

Consumer Portfolio Services, Inc. operates as an independent finance company. The company is headquartered in Las Vegas, Nevada and currently employs 928 full-time employees. Its business is to provide purchase and service retail automobile contracts originated primarily by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, it provides indirect financing to the customers of dealers. The company serves as an alternative source of financing for dealers, facilitating sales to customers from traditional sources, such as commercial banks, credit unions, and the finance companies affiliated with automobile manufacturers. The company also originates vehicle purchase money loans by lending directly to consumers. The company offers over eight different financing programs and prices each program according to relative credit risk. Its financing programs include First Time Buyer, Mercury / Delta, Standard, Alpha, Alpha Plus, Super Alpha, Preferred, and Meta.

Employees
956
Headquarters
Las Vegas, Nevada
Listed
Oct 22, 1992
Sector
Financials
Industry
Consumer Finance
Website
consumerportfolio.com

CPSS key statistics

Market cap
196.49M
Price-earnings ratio
9.82
Dividend yield
—
Average volume
25.95K
Volume
13.27K
Open price
$9.05
High today
$9.02
Low today
$8.88
52 Week high
$10.49
52 Week low
$7.39

Consumer Portfolio Services (CPSS) at a glance

Consumer Portfolio Services (CPSS) last traded at $8.97, with a market cap of 196.49M and a price-to-earnings ratio of 9.82.

Today the stock has traded between $8.88 and $9.02. The current price is 1.0% above the day's low and 0.6% below its high.

Volume so far is 13.27K shares, below the average of 25.95K shares a day.

Over the past year Consumer Portfolio Services has ranged from $7.39 to $10.49, and now sits 51% of the way up that range.

Consumer Portfolio Services met or beat analyst EPS estimates in 2 of the last 8 quarters. In Q2 FY26 it reported $0.27 per share against an estimate of $0.00.

CPSS earnings

Earnings per share, reported against the analyst estimate

Beat the estimate in 2 of the last 8 quarters, by 87.8% on average.

  1. Q3 FY21: reported $0.52 per share against an estimate of $0.1887
  2. Q3 FY24: reported $0.20 per share against an estimate of $0.2142
  3. Q4 FY24: reported $0.21 per share against an estimate of $0.2754
  4. Q1 FY25: reported $0.19 per share against an estimate of $0.306
  5. Q2 FY25: reported $0.20 per share against an estimate of $0.2652
  6. Q3 FY25: reported $0.20 per share against an estimate of $0.255
  7. Q4 FY25: reported $0.21 per share against an estimate of $0.2346
  8. Q2 FY26: reported $0.27 per share against an estimate of $0.00

CPSS news

  • Press releaseGlobe Newswire

    CPS Announces Upsizing of Existing Credit Facility to Fund Accelerating Loan Origination Volume

  • Press releaseGlobe Newswire

    CPS Announces Second Quarter 2026 Earnings

  • Press releaseGlobe Newswire

    CPS Announces Renewal And Capacity Increase Of Credit Facility

  • Consumer Pf Servs Reports Q1 2026 Results: Full Earnings Call Transcript

  • Press releaseGlobe Newswire

    CPS Announces First Quarter 2026 Earnings

  • Press releaseGlobe Newswire

    CPS Announces Credit Facility Capacity Increase

  • Press releaseGlobe Newswire

    CPS Announces Fourth Quarter and Full Year 2025 Earnings

  • Press releaseBusiness Wire

    Black Diamond Announces Intent to Vote "Against" CPSS Equity Incentive Plan

Similar companies

Companies in the same industry as Consumer Portfolio Services

Most active stocks

Highest trading volume today

Newly listed

Companies that went public in the past six weeks

Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.