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Upstart Holdings

UPST · NASDAQ

$23.65+$0.40 (+1.72%)TodayMarket closed ·
Prev close $23.25

About UPST

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. The company is headquartered in San Mateo, California and currently employs 1,405 full-time employees. The company went IPO on 2020-12-16. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. The company applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.

Employees
1,405
Headquarters
San Mateo, California
Listed
Dec 16, 2020
Sector
Financials
Industry
Consumer Finance
Website
upstart.com

UPST key statistics

Market cap
2.26B
Price-earnings ratio
47.45
Dividend yield
—
Average volume
4.34M
Volume
2.29M
Open price
$23.23
High today
$24.35
Low today
$23.05
52 Week high
$55.22
52 Week low
$22.21

Upstart Holdings (UPST) at a glance

As of Oct 20, 2026, Upstart Holdings (UPST) shares are priced at $23.65, giving the company a market cap of 2.26B and a price-to-earnings ratio of 47.45.

Today the stock has traded between $23.05 and $24.35. The current price is 2.6% above the day's low and 2.9% below its high.

Volume so far is 2.29M shares, below the average of 4.34M shares a day.

Over the past year Upstart Holdings has ranged from $22.21 to $55.22, and now sits 4% of the way up that range.

The average analyst price target is $40.80, 72.5% above the current price, from 15 recent ratings.

Analyst ratings

Latest rating from each analyst over the past 12 months

47%of 15 analyst ratings say Buy
  • Buy46.7%
  • Hold33.3%
  • Sell20.0%
Price target · 18 analystsAvg $40.80
Low
$20.20
Now
$23.65
High
$64.05

UPST news

  • Press releaseBusiness Wire

    Credit Union of Denver Partners with Upstart to Expand Access to Personal Lending

  • Press releaseBusiness Wire

    Upstart to Announce Third Quarter 2026 Results on November 3, 2026

  • Press releaseBusiness Wire

    Upstart Publishes September 2026 Originations and Latest UMI

  • Press releaseBusiness Wire

    KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-4

  • Evette Mitkov

    Upstart Stock Reverses Higher After Hitting 52-Week Low

  • Press releaseBusiness Wire

    Commonwealth Credit Union Expands Partnership with Upstart into HELOC and Indirect Auto Lending

  • Press releasePRNewswire

    Kuehn Law Encourages Investors of Upstart Holdings, Inc. to Contact Law Firm

  • Dylan Berman

    Upstart's CEO Spoke at Goldman Sachs Conference This Week — Here's What to Know

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Information on this page is provided for informational purposes only and is not a recommendation to buy, sell or hold any security. Investing involves risk, including possible loss of principal. Market data is delayed at least 15 minutes and is provided without warranty. Analyst ratings, price targets and company data come from third-party sources. Past performance does not guarantee future results.